In light of everything that has been happening in the economy, it seems that getting a credit card has become more essential than ever. If you want to enjoy rewards points with every swipe and getting exclusive discounts under your credit card, the Standard Chartered Platinum Rewards Card might be your best choice.
Read on and find out how you can apply for the Standard Chartered Platinum Rewards Card today.
Standard Chartered Platinum Rewards Card Features and Benefits
The Standard Chartered Platinum Rewards Card takes pride in giving you rewards with every transaction. As a matter of fact, you can earn 5 reward points for every INR 150 spent on dining and fuel transactions. For all other categories, you can earn 1 reward point for every INR 150 spent on your card. You can use your points to redeem a slew of rewards, including cashback options directly into your credit card account, get travel privileges, or even avail of fashion and dining discounts.
While you may be quick to jump onto this offering, bear in mind that you need to spend quite a bit of money in order to get the rewards points you’re after. Before making a commitment, make sure to check out the rates required for this credit card.
Another attractive feature that can help you make your decision is having the option to get supplementary credit cards for your family. With no annual fees, easy point earning schemes, and a shared credit limit, getting your loved ones their own credit card is a breeze. However, since you have a shared credit limit, make sure that you can readily shoulder their expenses and pay for their purchases as well.
Applying for a Standard Chartered Platinum Rewards Card
Requesting for a Standard Chartered Platinum Rewards Card is simple. You have the option of visiting a nearby branch or coursing your application form through their online submission form found on their website.
Eligible applicants need to be between the ages to 21 and 65 years old and have a stable monthly income. The documents required include proof of identity, proof of billing address, one recent passport-sized photograph, and financial documents such as salary slips.
Should your application be approved, your credit limit can reach up to INR 50,000 depending on your creditworthiness.
Standard Chartered Platinum Rewards Card Fees and Charges
While there is no supplementary card fee for additional credit cards under your name, it would be best to remember that there is an annual fee of INR 250 for the Platinum Rewards Card. Factor this in when making a decision.
Other charges you may want to take in mind before getting a Standard Chartered Platinum Rewards Card is the 41.88% APR as well as the 3% cash withdrawal charge, subject to a minimum of INR 300. There is also a late charge ranging from Rs. 100 to Rs. 800 depending on your outstanding balance. An over limit fee of Rs. 500 is also applicable, so make sure to choose your card wisely.
If you want a card that can get you the rewards you need, the Standard Chartered Platinum Rewards Card might be the one for you.